Frequently Asked Questions

CeMAP® has long been recognised as the leading qualification in the financial services industry, with 80% of mortgage advisors having achieved the certificate. It is truly considered throughout the UK to be the industry benchmark qualification. You must have CeMAP or an equivalent qualification to be able to give any type of mortgage advice.

We have an advisor on hand that can give you guidance and support in finding employment. We are also affiliated with many mortgage intermediaries and companies within the financial industry looking for fully qualified Mortgage Advisors. We will be more than happy, once you have passed your exams, to review your CV and then send it off to relevant organisations. Occasionally, we have the business development managers of such organisations come to give talks to our students regarding progression routes and the options available to them within the industry upon attaining their CeMAP® qualification.
Please note that we strictly do not go down the "we guarantee you a job" route in order to get your custom. We would strongly advise you to take a very cautious approach with any training company making such promises. Invariably all they are offering you is a self-employed role but you will pay a pretty premium for all this. After gaining your CeMAP® qualifications such roles will not be too hard to come by yourself. Don't get caught out this way!

All the 3 modules are a level 3 qualification, so all are the same difficultly level. However, the material involved in CeMAP 1 covers UK regulation and includes other necessary topics that you need to have an overview of if you wish to become a mortgage advisor. As such, many people find this the tougher syllabus, because they have little interest in the other areas covered whereas CeMAP 2 & 3 covers more of the practical elements of mortgage advice and knowledge.

CeMAP is a Level 3 qualification which is equivalent to an AS-Level; Some people can find it quite difficult, but this depends on how they take in information and the type of studying and support they receive. The main thing to consider in ensuring your CeMAP qualification success is that you are receiving the best training and the right training material and resources provided by an accredited course provider. This will enable you to equip yourself with the knowledge required to complete your CeMAP studies First thing is to look at is the best study method for you based on your time and learning style. Some learners prefer an experience CeMAP tutor to take them through step by step with visual aids and real life examples, therefore a classroom style training providing in-depth study will help focus on all the learning outcomes without any distractions. For this we have our Classroom training run by qualified and industry experience tutors who will guide you through each Topic using different teaching styles to enhance your understanding and prepare you for your exams. Those who do not have the free time to commit to a classroom running over at least 6 hours a day (10 – 4.30 pm) or don’t like the the idea of studying with others on a set schedule may prefer to study in their own time using digital and hard copy material (including online resources). Our CeMAP e-learning course offers the same material content; it’s just delivered in a more flexible way to fit around your work and life commitments.

Those in the industry feel that being a mortgage advisor is a rewarding and valued career with the opportunity to help people with what might be one of the most important aspects of their lives. Obtaining Property. It’s a career that you can progress through with great salary prospects that increase with experience.

Embarking on a career as a Mortgage Advisor in the UK can be financially rewarding. As an aspiring Mortgage Advisor, you have the potential to earn a competitive income that can grow with your experience and success.
In the dynamic mortgage industry, the earning potential for CeMAP qualified Mortgage Advisors is promising. While the exact figures may vary based on factors like your location, experience, and the company you work for, the average basic salary for Mortgage Advisors ranges from £25,000 to £45,000 per year. But that's just the beginning. What sets this profession apart is the opportunity to boost your earnings through commission and bonuses. As you successfully arrange mortgages for clients and build a strong client base, your income can soar to new heights. Established Mortgage Advisors, especially those operating in high-demand areas, can earn well into the range of £75,000 to £100,000 or even more annually.
It's important to note that these figures are approximate, and your actual income will depend on your dedication, skills, and market conditions. By providing valuable financial guidance, helping clients navigate the mortgage process, and building lasting relationships, you can unlock greater earning potential in this exciting field.

Despite recent challenges such as the Pandemic, War in Ukraine, Cost of living crisis mortgage advice careers are still a very good choice in the current economic climate. The property market is still very buoyant and includes people looking to move home or release equity in their property. With the introduction of stricter regulation and tougher mortgage applications, there is a growing demand for qualified mortgage advisors to help borrowers understand their options and make the right choices.

Most mortgage brokers will charge a fee for their service in the region of £250, although this can vary as there is not a set guideline by the FCA of fees charge and is down to the Mortgage brokerage or mortgage advisor to set a price, however this must be made clear and upfront to the client. Most mortgage lenders will pay mortgage brokers a commission, or procuration fee, of about 0.3% - 1% of the loan size.

To become a mortgage adviser you must successfully complete the Certificate in Mortgage Advice and Practice (CeMAP) qualification. This Level 3 course is approved by the FCA and is sought by employers as the industry standard. CeMAP is split into 3 Modules, CeMAP 1: UK Financial Regulations, CeMAP 2: Mortgages and CeMAP 3: Assessment of Mortgage Advice.

Simple! the best way to do this is by calling them up on 01227 818609. Alternatively, go to www.libf.ac.uk

CeMAP qualification does not expire, so once you have completed your training course and passed all three module exams you will be fully qualified to advise your clients on mortgages and mortgage related products. However, you are required to evidence your Continuous Profession Development. This does not have to be a training course or requires any further exams. It can be just reading relevant articles, watching videos or listening to a podcast to show that you are staying up to date with any changes in the industry. The essence is to show you are providing clients with current and up to date advice.

CeMAP (Certificate in Mortgage Advice & Practice) is a RQF level 3 qualification accredited by Ofqual and awarded by the London Institute of Banking & Finance. This Mortgage Adviser qualification is split into seven units spread over three modules.

Yes, by successfully completing the comprehensive CeMAP training program, you'll gain the knowledge and skills needed to excel in this dynamic field. Once certified, you'll have the opportunity to use the respected "CeMAP" designation after your name, a symbol of your accomplishment and professionalism.

CeMAP (Certificate in Mortgage Advice & Practice) is not a diploma but an RQF level 3 qualification accredited by Ofqual and awarded by the London Institute of Banking & Finance. There is a Level 4 Diploma in Mortgage Advice & Practice (DipMAP), but this is not required to work as a mortgage adviser as long as you have CeMAP and does not really give you any further services you can offer a client. If you are looking to provide further services - on completion of CeMAP then gaining the Certificate in Equity Release (CeRER) would be a good next step.

Our training course prices vary depending on the training option. Virtual Classroom packages are currently on CeMAP Special Offer for the full 10 days CeMAP 1, 2 & 3 package. Our CeMAP Home Study is also on special offer at the moment. A full list of cemap prices for individual cemap modules and packages can be found here CeMAP Training Prices

Yes, we have an easy instalment policy that you can pay via pur website selecting the PayPal Option (Subject to Credit Check).

No, our training fees do not include the exam registration, this payment can be made direct to The London Institute of Banking & Finance or you can register with them through us.

The price you are quoted is the price you pay with no hidden fees along the way.

The answer is simple! In these hard times we are always looking to pass on as much savings as we can to our customers; Presently some of our overheads are covered by our IT training department we are therefore able to keep our CeMAP training departments lean and efficient. Our reduced administration costs enable us to provide training at much better rates than our competitors whilst still achieving 90% + pass rates.
Additionally, we are not passing on the premiums charged for West End and City hotels and hired venues. We don't have to be assured of large numbers of attendees before we run a course like some other training providers do to justify how much they have to pay for hiring the space.

We believe our courses are very fairly priced. Poor quality training providers compete on hidden prices and insufficient coverage... we would rather provide value added service and delivery. Questions you must ask:

Q1:How many days training do they provide for CeMAP® 1? We provide 5 full days of CeMAP® teaching. Some will provide 4 days and ask you to take the exam on the 5th day and masquerade this as a 5 day course! The downside to that is that you might not be ready for the exam and you have no time to cancel.

Q2: How many days training do they provide for CeMAP® 2 & 3? Again we provide 5 full days of training for this and with this we will assess you, review and provide full feedback at the end. Q3:How many people do they have on a course? Any number over 15 (which is actually still a lot!) means you will have trouble interacting with the tutor. We provide you with a highly focused environment away from all distractions; Our class size is a maximum of 10 students.... so you can be assured that you will study in a relatively small group. In addition all our tutors will offer you post-course support . If you want to discuss anything outside the classroom or want to come for a meeting thereafter...it's all part of the service!

With our Virtual Classroom we record the sessions, so if for any reason you do not feel confident enough to take the exam after the training you have the opportunity to rewatch and even message your tutor with questions outside the classroom. If you are unfortunate not to pass your exam you can sit in on the courses or the selected modules again at no extra cost. Please see our Terms and Conditions on guidelines and learner requirements on free resits.

Our Virtual classroom training is run over 10 days, split 5 days for CeMAP 1 and 5 days for CeMAP 2 & 3 jointly. The quickest route is our Fast-Track training course running from Monday to Friday over two weeks, 10am till 4:30pm. However, we do have other options like our Home Study that will take a little longer.

Futuretrend's CeMAP® training courses are held in Enfield in North London. Our training centre is at 81 Southbury Road, Enfield EN1 1PJ The centre is within easy reach of the M25 and North Circular if travelling by car. We are near to Enfield Town train station which is roughly 25 minutes from Liverpool street (Central London) by train. Training takes place in an elegant Victorian house, quiet and very conducive to learning and studying for CeMAP® .

Please note: From mid 2020 and with the advent of the pandemic we have moved the majority of our training to virtual classroom online. . We still provide classroom training at the centre but this is reserved for classes of 6 or more with a pre-agreed schedule suitable for all

Our training is mainly tutor-led virtual classroom based learning. You will be trained from start to finish by an experienced tutor who is working within the Financial industry; taking you step by step through everything you need to know to pass your CeMAP® qualification.
Our method of study allows for the absorption of the CeMAP® program. We have created a winning combination of teaching principles and techniques that allows for a complete novice to change his / her vocation (whatever it was) to a lasting career as a Mortgage Advisor.